48 Hours Before the LLQP Exam: The Cram Checklist

Two days out, your goal changes. You are no longer learning the LLQP — you are converting what you already know into marks. That means drilling high-yield topics, practising under time pressure, and protecting your sleep. New material at this stage costs more confidence than it adds knowledge. Here is the plan.

The hour-by-hour plan

Day −2 (two days before)

• Morning (2–3 h): One full timed practice set per module you sit. Score it honestly. Every wrong answer goes on a one-page "miss list" — topic, rule, and why you missed it.
• Afternoon (2 h): Re-study only your miss list topics. Use explanations, not the whole manual chapter. Close each loop with 5 fresh questions on that topic.
• Evening (1 h): Light review of formulas and definitions — the ACB pro-rata rule, seg fund guarantee resets, disability definition tiers. Stop at a reasonable hour.

Day −1 (the day before)

• Morning (2 h): Ethics scenarios. These reward pattern-recognition more than memory, and pattern-recognition is what a tired brain loses first — drill it while fresh.
• Afternoon (1–2 h): One more short timed quiz (20–30 questions) to lock pacing. Then re-read your miss list once, slowly.
• Evening: Pack your exam kit (checklist below), confirm logistics, eat normally, and go to bed on time. No studying after dinner.

Exam morning

• Wake with enough margin that nothing is rushed. Eat. Arrive early.
• At most, skim your one-page miss list in the waiting room. Nothing else.

High-yield topics per module

• Ethics (Common Law): scenario judgment — conflicts of interest, disclosure duties, replacement procedures, and whose interest comes first. Practise the duty-checklist lens, not definitions. See our three worked ethics scenarios.
• Life insurance: taxation of policies — adjusted cost basis, policy loans vs partial withdrawals, collateral assignment, and the tax-free death benefit. The pro-rata withdrawal formula is a near-guaranteed question; review the loan vs withdrawal tax guide.
• Segregated funds and annuities: maturity and death benefit guarantees (75–100%), reset features and how they extend the maturity date, creditor protection via named beneficiaries, and annuity types (life, term-certain, and their guarantees).
• Accident and sickness: disability definitions — own occupation vs any occupation vs regular occupation, and when a policy changes definition (typically after two years). Also elimination vs benefit periods, and non-cancellable vs guaranteed renewable.

What NOT to do

• Don't start new material the morning of the exam. A half-learned topic surfaces as doubt mid-question. What you know by tonight is what you're writing with.
• Don't pull an all-nighter. Multiple-choice exams punish slow reading more than missing facts; sleep deprivation is a self-inflicted reading disability.
• Don't marathon re-read the manuals. Passive reading feels productive and isn't. Answer questions, read explanations, repeat.
• Don't change your study technique. Whatever got you this far is your method; exam week is not the time to experiment.
• Don't panic-change answers. On the exam, only change an answer when you find concrete evidence you misread — not because a later question made you nervous.

Exam-day logistics checklist

• Government-issued photo ID (valid, unexpired) — check the name matches your registration exactly.
• Exam confirmation / booking details, plus the test-centre address and room.
• Route planned with buffer: transit delay, parking, building security sign-in.
• Arrive at least 15–30 minutes early.
• Phone off and stored per test-centre rules; leave notes and watches that aren't permitted at home.
• Water and a snack for before/after — check what's allowed at your seat.